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What do you feel is the level of your financial stress today?

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Overwhelming Stress High Stress Low Stress No Stress at All
2

How satisfied are you with your present financial situation?

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Dissatisfied Somewhat Dissatisfied Somewhat Satisfied Satisfied
3

How do you feel about your current financial condition?

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Feel Overwhelmed Sometimes Feel Worried Not Worried Feel Comfortable
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How often do you worry about being able to meet normal monthly living expenses?

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All the Time Sometimes Rarely Never
5

How confident are you that you could find the money to pay for a financial emergency that costs about $1,000?

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No Confidence Little Confidence Some Confidence High Confidence
6

How often does this happen to you? You want to go out to eat, go to a movie or do something else and don't go because you can't afford to?

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All the Time Sometimes Rarely Never
7

How frequently do you find yourself just getting by financially and living paycheck to paycheck?

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All the Time Sometimes Rarely Never
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How stressed do you feel about your personal finances in general?

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Overwhelming Stress High Stress Low Stress No Stress at All

©Copyright by InCharge Education Foundation and E. Thomas Garman, 2004, 2005, 2006. All rights reserved. For permission to use contact E. Thomas Garman, Author, Advisor and President, Personal Finance Employee Education Foundation, Inc.; Professor Emeritus and Fellow, Virginia Tech University, 9402 SE 174th Loop, Summerfield, FL 34491; Tele/Fax: 352-347-1345; E-mail: ethomasgarman@yahoo.com; Web: PFEEFoundatin.org and ethomasgarman.net. Online version of IFDFW available.